WEST MILFORD ‑‑ Planning to retire? Want to get the most out of your social security?

The West Milford Presbyterian Church is hositing a free workshop on the subject from 3:30 - 7 p.m. on Thursday, Nov. 16.

The church is located oat 1452 Union Valley Road.

The workshop will cover:

• Five factors to consider when deciding when to apply for benefits

• How to minimize taxes on Social Security benefits

• How to coordinate Social Security with your other sources of retirement income

This event is being presented by Thrivent Financial representative Neil J. Michielsen, with a special guest speaker Richard J. Hopkins FIC, Financial Consultant with 30 years of industry experience.

For more information, call the church office at 973-728-3081or Thrivent at 877-657-9363 Debbie.Dunne@Thrivent.com.