Free Social Security seminar to be held by financial advisor

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The West Milford Democratic Club will host a presentation by William Bianculli, CFP®, Financial Advisor, of Integrated Financial Concepts on "Savvy Social Security Planning: What You Need to Know to Maximize Retirement Income" On Wednesday, May 23 at 8 p.m., at Pinecliff Lake Clubhouse, 1577 Union Valley Road, West Milford.

Social Security is far more complicated than most people realize.

The decisions retirees make can have a tremendous impact on the total amount of benefits they stand to receive over their lifetime.

The presentation will cover strategies to help make good decisions, like when it makes sense to delay benefits and when it does not, why people should check their earnings record for accuracy, and how to estimate benefits and coordinate them with spouses. Most importantly, Bianculli will discuss the most common considerations for coordinating social security benefits with an overall retirement plan and how people can get the guidance they may need.

With more than 25 years in the Financial Services industry, Bianculli spends most of his time helping people with retirement planning.

He’s passionate about seeing people retire comfortably.

After the presentation, time will be set aside for Q&A.

The Democratic Club will hold their monthly meeting prior to the presentation at 7 p.m. in the same location.

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